
The days are shorter, and colder, and all the holiday lights are going up in the neighborhood. Which means it’s time to get into the holiday spirit.
As I read through all my blogging groups, I’ve really been enjoying all the holiday posts that are shared. Everyone has a unique perspective on the season, and creative ways to budget, enjoy family activities, start new traditions and save money. Which is why I wanted to create a roundup of my favorite new frugal holiday articles.
I’ve broken them down into a few broad categories on avoiding debt, saving money, budgeting and enjoying the holiday season. Enjoy!
Contents and Quick Links
Avoid holiday debt
How To Have a Debt Free Christmas – Wendy and Curtis at House of FI

Wendy introduces the 4 gift challenge, give gifts based on want, need, wear and read. She also provides helpful tips to plan ahead and set a holiday budget.
How Long it Will Take You To Pay Off Your Holiday Debt – Jane at Positively Jane
Jane provides a great list on how to stay on budget and out of debt while holiday shopping.
How to Avoid Holiday Debt – Amber at Deeply In Debt
Another take on holiday budgeting and planning ahead.
Christmas Budget Tips to Stay Out of Debt During the Holidays – Steffa at Plantsonify
In this post, Steffa helps identify causes of overspending and provides tips on how to navigate and prevent it.
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How To Have a Debt Free Christmas – Jane at Positively Jane
Tips on how to use all cash and avoid debt, particularly if you have all year to plan, or just three months. She also provides some great budget gift ideas.
How to save money this holiday season
How To Save $1000 For Christmas – Corrie at Centsable Mama
Plan for the holidays ahead of time by saving or earning extra money throughout the year.
How to Avoid Shopping During Holiday Sales – Katherine at Negative Net Worth
Who else is guilty of overspending on all the amazing holiday sales! I know I am sometimes! In this post, Katherine provides 6 super helpful affirmations to repeat to yourself every time you’re tempted to spend unnecessarily during the holidays. So repeat after me, “You don’t need anything else!”
Cheap Ways to Prioritize Family This Holiday Season – Michelle at Balancing the Books of Life
Save money by prioritize family, not gifts. Michelle provides some great ideas on things to do together to celebrate the season without impacting the budget. This was a great reminder of what the real focus of the holidays should be. Family, not stuff.
How To Save Time and Money This Christmas – Stephanie at Simple Modern Mom

Learn how to create a plan of action and earn some extra cash this year. Also, creative ways to take advantage of holiday sales and save even more.
How To Prepare for the Holidays (and Save a Little Money, Too!) – Kristen at Stepmomming
Attack the holidays with intentionality! Kristen provides some ways to spend less by shopping deals and starting early, or getting crafty.
Recycling During the Holidays – Karen Mary at Care to Keep
Save money and the planet by being mindful of Holiday waste. Here are some ideas to get creative and skip the wrapping, and reuse what you already have.
Tips To Save Money On Christmas – Naomi at Eat, Love, Explore
26 easy tips to save money on christmas – without looking like a cheapo!
Holiday budgeting
How To Survive Christmas without Going Broke – Sara at Plan. Save. Play.
Learn how to create Christmas budget as well as thoughtful ways to stay on budget and enjoy Christmas within your current means.
Your Holiday Budget Survival Guide – Kate at Reel Cents
Learn how to budget ahead. Kate also has a great (free!) budget worksheet to help with the process.
The Smart Way to Budget for Christmas – Sarah at Supermom Shuffle

Tips to budget beforehand by prepping for common holiday expenses. Sarah also includes tips on just how to save money on these expenses.
10 Ways to Make Christmas Work Financially – Laurie at Learning To Bloom
Here’s on near and dear to my heart, how to make Christmas work as a single mom! Laurie Includes some great tips to earn and save more and advice on how to ditch traditions and not succumb to the pressures to overspend on the Holidays.
How To Save And Make Money For Christmas – Rachel at Money Hacking Mama
Learn how to shop the deals and coupon like a pro!
Black Friday Frugal Style (Because Eff You, I Still Like Stuff!) – Cooking Up FIRE
I can be frugal with the best of them, but sometimes, I still like stuff too! Here’s some great tips on buying all the barely used stuff that everyone else gets rid of after splurging on the Black Friday deals.
How to NOT go Broke on Christmas – Meekia at That Girl Saves
A Christmas budget breakdown of exactly how Meekia creates her gift budget each year, along with a helpful downloadable Christmas gift list.
How To Make A Budget For Holiday Shopping (7 Tips Anyone Can Use) – Nadia at Speaking of Cents
More helpful holiday budgeting tips including prioritizing your gift list, saving extra with a no-spend challenge and staying informed of sales to purchase gifts at a discount.
Holiday spirit and traditions
39 Family Traditions to Start for Less Than $5 – Tamara at Empowered Single Moms
Being a single mom is really tough on the budget. These are some great inexpensive ways to spend the holidays with family that won’t bust the budget.
Mindful Holiday Spending – Modest Millionaires
This is a fantastic post on learning to uncover and understand why you may overspend on the holidays. Reflect on whether spending is aligned with your true values of what the holidays really mean to you and your family. This post addresses the spending triggers we all experience, from societal traditions, stress, guilt and more.
8 Holiday Traditions To Consider Breaking – Charles and Bethany at His and Her FI
On the magic and madness of the holidays – If you can manage to break some traditions and save your budget and your sanity, you just might appreciate the holidays and live the true meaning of Christmas without them.
How To Relieve Holiday Stress – Jess at The Fioneers

Understand what causes holiday stress and review the values of the holidays and stay true to what you value most.
Happy holidays!
I hope you enjoyed this roundup of amazing and financially savvy holiday posts! Now go enjoy the season, without busting the budget!
Related reading:
How To Stay on Budget this Holiday Season (Even When You Didn’t Plan Ahead!)